Without e-wallets and e-money, Indonesia’s digital economy wouldn’t be booming. The GMV GMV Gross Merchandise Value The total value of products sold over a given period of time, for example through an e-commerce marketplace of digital transactions jumped from US$8 billion in 2015 to US$44 billion in 2020, according to a report co-authored by Google, Temasek, and Bain & Co.

Before Gojek launched its GoPay wallet in 2016, the only way to pay for services on the transportation and food delivery app was by cash.

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Nadine Freischlad

Nadine is based in Indonesia. She covers Southeast Asia's super apps, the changing nature of work and employment, and other structural shifts happening as a result of digital disruption.

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