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Payments food chain

Banks’ PoS plans tied in a three-legged race

Only about half of the 800 million debit card holders in India even use their cards today. Banks will need to take more terminals to merchants. Having missed the target in September 2017, banks’ PoS expansion rides on aggregators. Is that a guaranteed win?

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A company called Pine Labs, earlier this month, raised an astonishing amount of money—$82 million at nearly $1 billion valuation. For a Gurugram fintech company that sells software that makes Point of Sale terminals intelligent, it seemed like a lot.

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