In a distant part of Bengaluru, in a college with more than 5,000 students spread across various disciplines, the legend of Ram (name changed) has attained the status of folklore. Students point to him discreetly, whenever they see him around. They like to tell their friends about him. With every successive telling, the legend has grown.
So, once upon a time, a startup came to campus offering students credit. The criteria to avail it was simple. Download the mobile app, upload your student ID card supporting Aadhaar card or driving license along with PAN card and bank details.