Much ado about India’s health insurance 2.0 *conditions apply
Between the government’s Ayushman Bharat plans to insure 500 million and health insurance companies aggressively pushing individual and group health insurance schemes, it’s starting to look like three-fourths of India would be insured by 2024. But while both parties are pushing hard to achieve this ideal number, it’s far from as easy as it sounds
Ruhi Kandhari, Prajakta Patil
As the NDA government gears itself to execute Ayushman Bharat, private equities are investing in health insurers to expand the private market
Investment deals in three out of seven standalone health insurers - Max Bupa, Cigna TTK and Star Health - closed this year; HDFC Ergo is in talks to acquire a stake in Apollo Munich
Investors have ambitious growth projections by selling new products like OPD to existing users of health insurance, but selling health insurance profitably is a tough task
Despite all the optimistic targets, the government and investors together will not be able to provide health insurance cover to every Indian
The Narendra Modi-led government has made a comeback in India. For healthcare, its second-term return greenlights an ambitious health insurance scheme—Ayushman Bharat. The government, over the next five years, intends to provide health insurance cover to the 500 million poorest in the country.
By registering, you will be signed-up for an account which gives you access to a free story published once a week and archives of all our free stories. You will also receive a daily newsletter sent to your inbox. To unsubscribe, please visit the profile section in your account.
What you get
Access all free stories
229+ archived free stories, and all upcoming ones too.
Paid story summaries
Read an exclusive 200 word summary for all our paid stories.
Our world-renowned emails, in your inbox, every day.
The Ken is a subscription-driven media site. We write one story a day (weekdays only). These stories have sharp, original insights on technology, business, science and healthcare from India.
Why do I have to sign up to read your stories?
Our stories are not free. Well, some select stories are. But, a significant part of what we write at The Ken is for subscribers only. We put in a lot of effort and resources in writing our stories and believe that you must pay for good journalism. Hence, our three plans.
1) The annual membership
2) The free sign up
3) The recurring quarterly subscription
On journalism and why you should pay for it, if you haven’t already seen it, here’s a great explainer from John Oliver.
So, one must pay for journalism?
How many stories will I get if I take an annual membership?
And, in the free sign up?
Four stories every month.
Do I get a refund?
We allow you to sample our journalism for free before signing up, and after you do, we stand by its quality. But we do not offer refunds.
I am not getting my daily emails. Do I have to whitelist emails from The Ken?
An added benefit of your subscription (free/paid) are the daily personalised emails. These emails, at times, might end up in your spam/junk folder due to emojis, attachments or images. In case you’re not receiving these emails, it might help to whitelist us. If the problem still persists, write to us at [email protected].
Why am I unable to access the archives?
Full and unrestricted access to our archives is a feature of our annual membership.
Dear subscriber - a lot of hard work goes into the journalism we put out. While sharing snippets or limited screenshots is okay, please avoid printing and sharing our entire articles as PDFs. Our plans are very affordable - please ask your friends to subscribe.
"An article from The Ken has become an intrinsic part of my daily news diet."
Nandan Nilekani, Former Chairman, UIDAI
Welcome to The Ken
As a part of the Learning and Development program at Myntra-Jabong, you have complete access to 300+ original daily stories over the next year, 500+ previously published stories and our comment sections. Also, do keep an eye out for our exclusive subscriber-only iOS and Android apps which will be rolled out for you shortly.