Arundhati Ramanathan, Author at The Ken

Arundhati Ramanathan

Deputy Editor • India Edition

Arundhati is interested in how people use money in the digital age and how new economies will take shape based on that interaction. She writes the newsletter Ka-Ching! ever Monday. She lives in Bengaluru and has spent over 12 years reporting and writing on various subjects.

168 Articles published

Top Comments by Arundhati Ramanathan

India’s banks got schooled on digital payments. Now they want to even the score

Shreedhar, this is via BharatQR, which allows for payments with your stored cards, wallet or UPI. About your second point, yes UPI was always interoperable, still merchants ended up having multiple QR codes for various reasons. Because of interoperability, it allows banks also to come in and now say, it's just as good as the rest. Hope that helps clarify.

Arundhati Ramanathan

In October, RBI broke recurring payments. India’s payments ecosystem is still fixing it

IMHO, I don't think it's the role of the government ever to "move fast and break things." :)

Arundhati Ramanathan

In October, RBI broke recurring payments. India’s payments ecosystem is still fixing it

What button would you have clicked, Utkarsh :)

Arundhati Ramanathan

For banks' IT compliances, RBI's bite is now as bad as its bark

ha! Touche:)

Arundhati Ramanathan

Buybacks bring back ESOP lustre, but all that glitters isn’t gold

I looked at companies that did their buybacks this year, Chandresh. Pharmeasy had one in 2021.

Arundhati Ramanathan

Buybacks bring back ESOP lustre, but all that glitters isn’t gold

Harshil if there is something meaningful to capture there, we will. If you have something in mind specifically, pls let us know.

Arundhati Ramanathan

Buybacks bring back ESOP lustre, but all that glitters isn’t gold

Thanks for pointing it out Aishwarya, fixed it.

Arundhati Ramanathan

The ghost loans haunting Indian fintechs like Dhani

Hi Raghav, I was making the point that using the same KYC they can end up striking different other fintechs. with credit you have obtained from one place, you can use that money to buy digital gold and then you that as collateral to take a gold backed loan..and go on and on till someone detects it. Hope that helps.

Arundhati Ramanathan

The ghost loans haunting Indian fintechs like Dhani

Hello Lakshmi, yes we missed a digit in the conversion from Rs 1 crore. Fixed it now. Thank you for pointing out.

Arundhati Ramanathan

Shaky and shady: BharatPe’s problems go beyond Ashneer Grover

Yeah I understand the confusion, Malliketh, and sorry for that. So FY 20 declared, audited is 12.8cr. But the CEO said the rev has grown from 110 to 700 in FY 21, so in effect he is declaring FY 20 to be 110 cr. We decided to retain this despite the confusion, deliberately. It's either the news-reports getting the numbers wrong or the company not declaring their numbers right. Unfortunately till the company clarifies or we see the audited FY 21 number we cant say for sure.

Arundhati Ramanathan

Shaky and shady: BharatPe’s problems go beyond Ashneer Grover

Hmm, thanks for the feedback Samvit. Will keep in mind for the next time.

Arundhati Ramanathan

Shaky and shady: BharatPe’s problems go beyond Ashneer Grover

Hmm if you are regular readers you know we welcome feedback. I maybe biased but I disagree that this shows no new insights. Still, if you didn't find it useful, we'll do better.

Arundhati Ramanathan

Stories by Arundhati Ramanathan

16 Jun, 22

Is your job safe this startup layoffs season?

Arundhati Ramanathan

14 Jun, 22

An audit reckoning—the $22B Byju’s juggernaut is yet to get Deloitte’s approval

Jaspreet Kalra, Olina Banerji, Arundhati Ramanathan

01 Jun, 22

India’s banks got schooled on digital payments. Now they want to even the score

Arundhati Ramanathan

11 May, 22

In October, RBI broke recurring payments. India’s payments ecosystem is still fixing it

Arundhati Ramanathan

18 Apr, 22

Market research to consultancy, Redseer bounces around to gain respect

Arundhati Ramanathan

30 Mar, 22

For banks’ IT compliances, RBI’s bite is now as bad as its bark

Arundhati Ramanathan

14 Mar, 22

Buybacks bring back ESOP lustre, but all that glitters isn’t gold

Arundhati Ramanathan

23 Feb, 22

The ghost loans haunting Indian fintechs like Dhani

Arundhati Ramanathan

03 Feb, 22

Shaky and shady: BharatPe’s problems go beyond Ashneer Grover

Arundhati Ramanathan

21 Jan, 22

Why SoftBank wants in on OTP killer Juspay

Arundhati Ramanathan

04 Jan, 22

The UPI frauds undermining India’s payments fairytale

Arundhati Ramanathan

29 Dec, 21

2021: Credit where it’s due

Ranjan Crasta, Arundhati Ramanathan, Jon Russell

13 Dec, 21

Sachin Bansal’s Navi wants to take on banks without being a bank

Arundhati Ramanathan

22 Nov, 21

Buy now, worry later: the Indiabulls Dhani spin on lending

Arundhati Ramanathan

22 Oct, 21

Banking relationship manager status: it’s complicated

Arundhati Ramanathan

04 Oct, 21

Nikhil Kamath’s True Beacon: a hedge fund gambit hedging its own growth

Arundhati Ramanathan

21 Sep, 21

Poonawalla Fincorp’s past could stall its Bajaj Finance-like future

Arundhati Ramanathan

01 Sep, 21

India’s UPI-like move to upend Amazon, Flipkart and all e-commerce

Arundhati Ramanathan

10 Aug, 21

The offline imperative fuelling PolicyBazaar’s IPO push

Arundhati Ramanathan

29 Jul, 21

The kerfuffle with Affle: a Faustian tale of strategic investors and desperate startups

Arundhati Ramanathan

20 Jul, 21

Paytm IPO tells, and tells a lot, but doesn’t show

Arundhati Ramanathan

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