Jaspreet Kalra

Staff Writer • India Edition

Jaspreet covers banking, financial technology and digital assets. He is a graduate of St. Stephen’s College, Delhi and Columbia University’s Graduate School of Journalism. Jaspreet has previously worked with CoinDesk and Bank Automation News. When unoccupied with work, he can be found pretending to read hardbacks while listening to stand-up specials.

18 Articles published

Top Comments by Jaspreet Kalra

India’s 3-month reprieve from another regulatory curveball: card tokenisation

Hi, Srikanth. So the point the person I spoke with was making was that even though merchants prod customers to "safely store" their cards, many haven't opted in yet. Merchants do need customer consent because the tokenisation has to be validated via second-factor authentication. Sure, there's no need to wait till all cards have been tokenised. But we mentioned the 1 billion figure to just contrast it with how high tokenisation numbers would be at an adequate level given that they are card and merchant specific. Unique users on Swiggy, Zomato, Amazon, Flipkart and others could alone lead to a few hundred million tokenisations.

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